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Our team

The people behind your financial breakthrough.

Every loan we approve is signed off by a real human โ€” a Nigerian professional who understands the market, respects your hustle, and answers when you call. Meet the leadership and specialists working behind the scenes to keep your business moving.

OFS team
25+Full-time specialists
12yrsAvg. finance experience
3Regional branch offices
98%Client satisfaction
Meet the team

Real people, real credentials, real accountability.

The names and photographs below represent our current leadership structure. Site administrators can replace each portrait and biography from the WordPress admin once your final headshots are ready.

Adewale Okonkwo Leadership

Adewale Okonkwo

Managing Director & CEO

Adewale founded Option Financial Services in 2013 after 18 years in commercial banking. He set out to build the kind of lender he wished existed for his own family businesses back in Ibadan โ€” fast, transparent, and deeply human.

“Every loan we approve is a family we chose to believe in.”

Strategy Commercial banking SME growth
18 years in finance Lagos HQ
Chiamaka Ibrahim Underwriting

Chiamaka Ibrahim

Head of Credit & Risk

Chiamaka leads our underwriting desk with a rare talent for reading a business beyond its bank statement. She personally reviews every credit above โ‚ฆ2m and champions our fair-decision framework.

“A good credit decision starts with actually listening.”

Credit analysis CBN compliance Risk modelling
14 years in finance Lagos HQ
Tunde Bakare Operations

Tunde Bakare

Head of Operations

Tunde makes sure a signed offer becomes cash in your account within hours, not weeks. He runs the disbursement floor, the branch network, and the internal service standards every team is measured against.

“Speed is a promise โ€” we treat every hour like it matters.”

Disbursement Branch network Service quality
12 years in finance Ibadan office
Blessing Adeyemi Support

Blessing Adeyemi

Customer Success Lead

Blessing runs our support desk across phone, WhatsApp, and email. Her team answers 92% of first-time messages within 3 minutes and personally follows up on every repayment concern before it becomes a problem.

“You should never feel alone with a loan.”

Client care WhatsApp support Complaint resolution
8 years in finance Lagos HQ
Emeka Nwosu Client Relations

Emeka Nwosu

Senior Relationship Manager

Emeka is the face our top SME clients see when they walk in โ€” he manages a portfolio of over 300 businesses across food distribution, transport, and retail, and personally visits new applicants at their shops.

“I know your business by name, not just by BVN.”

SME portfolio Field visits Repeat clients
10 years in finance Abeokuta office
Ngozi Balogun Finance

Ngozi Balogun

Finance Manager

Ngozi keeps the books tight and the disbursement float healthy. A chartered accountant, she oversees treasury, monthly management accounts, and our annual audit โ€” so every naira we lend is a naira we can account for.

“Clean books are how we keep our promises.”

Treasury ICAN chartered Audit & reporting
11 years in finance Lagos HQ
How we work

The culture behind every approval.

01

Local knowledge, first

Every relationship manager lives and works in the market they serve โ€” Lagos mainland, Ibadan, or Abeokuta โ€” so they understand the cash-flow rhythm of your street, market, or estate.

02

Named point of contact

You are assigned one relationship officer for the life of your loan. No call-centre queues, no bouncing between departments โ€” just a direct WhatsApp line to a real person.

03

Continuous training

Our credit and operations teams complete quarterly training on responsible lending, CBN compliance, and customer protection so your funds are always in trained hands.

Join the team

We are always looking for people who love finance and love people.

Relationship officers, credit analysts, and customer support agents โ€” send your CV to our HR desk and we will get back within a week.

Send your CV